As we draw closer to the middle of the year, our financial health can sometimes take a backseat to our day-to-day activities.

Wanting to raise your credit score? Check out these common reasons your credit score isn't where you think it should be. 

Not all debt is created equal. 

Cars and houses are two basic needs that, when bought back-to-back, might result in negative consequences.

When looking at your credit report, have you ever noticed the "inquiries" section?

Inquiries are records that appear on your credit report every time the credit bureau receives a legal request from a company or person to view your credit information.

There are two types of inquiries: A hard inquiry and a soft inquiry. 

Can you guess which one hurts your credit score?

Check out the infographic below to see how each inquiry differs and what triggers them to occur.